Dental Insurance Nevada: Our Top Picks 2021

Last modified: September 15, 2021

If you happen to be looking for affordable dental plans in the state of Nevada, we can help you with that.

Dental insurance Nevada offers a great way to save money on dental care. With a good dental plan or dental insurance, you can easily save substantial amounts of money spent on dental care for yourself and your family.

Dental insurance will also help you with your regular dental visits and extensive dental procedures, depending on the kind of insurance policy and the provider you choose.

From Preferred Provider Organization (PPO) to Health Maintenance Organization (HMO) plans, there are different types of dental insurance providers and plans that you can choose from. 

We’ve created a detailed, comprehensive guide below on the best choice and health dental insurance in Nevada so that you can opt for the highest standards of dental care without denting your wallet. If you are looking for affordable dental insurance outside of Nevada- make sure to check out our list of best dental insurance companies in the US.

How Does Nevada Dental Insurance Work?

Nevada dental insurance works in a similar manner as any medical insurance does all over the world.

In most cases, there’s a premium or a specific monthly rate that provides you with a number of health and medical benefits. The most common Nevada dental benefits include cleanings, x-rays, regular checkups, and general dental health services such as preventive care, root canals, fillings, crowns, and bridges, among many others.

Some insurance plans do cover visits, while others don’t; it primarily depends on the type of policy or plan that you choose.

What Do They Not Cover?

There are many dental procedures that even full coverage dental insurance in Las Vegas doesn’t really cover. These include:

  • Cosmetic dentistry procedures such as teeth whitening.
  • Major preexisting conditions that an individual has at the time of purchasing an insurance plan or policy.
  • Adult orthodontia such as braces to help straighten teeth.

How to Choose Dental Insurance In Nevada?

The fact that there are so many different types of dental insurance plans, providers, and policies in Nevada, you need to do proper research in terms of which is the best one according to your needs, budget, and requirements.

Take a look at some key factors that you should consider while choosing dental insurance in Nevada:

  • Proven financial stability
  • Exceptional customer service 
  • Waiting period
  • Easy access to customer service via phone, email, chat, or social media
  • Affordable and customizable plans
  • Plans that meet coverage needs
  • Positive customer reviews
  • A variety of different plans to meet individual requirements and budget

Average Cost of Dental Insurance In Nevada

When you talk about dental insurance in Las Vegas, NV, the first concern that most people have is about the average cost of dental care in this state. Although there are many options of affordable dental insurance in Las Vegas, the average cost typically runs from $16 to $150 per month.

This average price is based on different factors such as the number of people included, the kind of dental benefits covered, type of insurance plan, etc.

Other than that, it also comes down to the deductible that you choose. The higher your deductible is, or in other words, the higher the amount you pay before insurance, the lower your average insurance rate will be.

Another important factor is the number and type of services covered by the plan. The more services that are included in your insurance plan, the higher would be the average cost.

How to Find Affordable Dental Care Plans In Nevada?

Everyone knows that dental care doesn’t come cheap, and a majority of all people globally struggle to find affordable dental care.

When looking for cheap dental insurance in Nevada, there are a few things that you should bear in mind. You also need to focus on what type of coverage you are getting and the kind of services that you require.

Some other things that you need to look for in a company that offers cheap dental insurance in Las Vegas are given below:

  • Multi-applicant or multi-policy discount rates.
  • The company should be financially stable and have a good financial history.
  • The company should have a good rating on different agencies and platforms like AM Best.
  • It should provide decent customer service  
  • It should provide quick and hassle-free access to customers through multiple channels such as live chat, phone, email, or social media.
  • Make sure the company covers different conditions when opting for family dental insurance in Nevada.
  • A wide range of covered treatments and procedures should be offered at an affordable monthly premium
  • The company should have a good reputation and positive reviews from its existing customers.

Best Insurance Companies In Nevada

Delta Dental

This is one of the most reputable dental insurance providers in Nevada, with many plans and packages to offer to you.

Delta Dental insurance Nevada brings you the following types of insurance plans.

Delta Dental PPO

  • Dental type plan: PPO
  • Annual max: Yes
  • Deductible: Yes
  • Copayment:  Yes
  • Insurance Premium: $$$

Delta Dental Premier

  • Dental type plan: Managed fee for service
  • Annual max: Yes
  • Deductible: Yes
  • Copayment: Yes
  • Insurance Premium: $$$$

Delta Dental PPO Premier Plus

  • Dental type plan: PPO
  • Annual max: Yes
  • Deductible: Yes
  • Copayment: Yes
  • Insurance Premium: $$$$$

DeltaCare USA (HMO)

  • Dental type plan: Dental HMO
  • Annual max: No
  • Deductible: No
  • Copayment: Yes
  • Insurance Premium: $
  • Delta Dental Patient Direct
  • Dental type plan: Discount plan
  • Annual max: No
  • Deductible: No
  • Copayment: Not applicable
  • Insurance Premium: $$

Key Features

  • Improved overall health
  • Coverage for the unforeseen
  • Routine dental care that provides long term benefit
  • Cost savings and budget management

Renaissance

Renaissance dental insurance Las Vegas is another option for dental care in Nevada. Take a look at the variety of plans that it has to offer.

Plan II

  • Preventive care has no waiting periods — twice a year, cleanings get immediate coverage.
  • Choose any dentist — This counts for In-Network or Out-of-Network with the same type of coverage
  • Affordable – Preventive services have no deductible. They also have a 1,000 dollar annual maximum.

Plan III

  • Preventive care with no waiting periods — twice a year, cleanings get immediate coverage.
  • 100% coverage for diagnostic and preventive services—applies to a nationwide PPO network.
  • Affordable — Preventive services have no deductible. They also have a $50 deductible for other services, making it cost-effective

Essentials Plan

  • Preventive care with no waiting periods — twice a year, cleanings get immediate coverage.
  • Choose any dentist — This counts for In-Network or Out-of-Network with the same type of coverage
  • Affordable – Preventive services have no deductible. They also have a 1,000 dollar annual maximum.
  • Coverage for Basic and Minor restorative services, such as fillings that cover over 80% of submitted procedures performed in a dental office.

Key Features

  • Great dental coverage
  • Exceptional customer service
  • Freedom of choice
  • Hassle-free service

Diversified

Diversified dental insurance Nevada is a Preferred Provider Organization (PPO), as it primarily operates a dental network in Nevada. Furthermore, it also offers some dental care and providers in regions, including Arizona, California, Mississippi, and Utah.

Guardian

Guardian dental insurance Las Vegas offers a variety of different dental plans.

Nationwide

With an aim to protect you today and to prepare you for tomorrow, Nationwide dental insurance in Nevada offers a variety of dental plans that are highly affordable and provide increased coverage to people of all ages.

Select Plus and Classic Dental Plan

  • This plan comes with annual benefits of 1,500 or 2,000 US dollars. It includes the following:
  • Your coverage and coverage for family members who qualify
  • Coverage for basic, preventative, and major services
  • A variety of payment options for premiums
  • Guaranteed acceptance
  • A fast quote
  • Enrollment online is easy

Advantage Plus Dental Plan

This plan is for those people that might be looking for diagnostic and preventive services only. It basically pays 80% for procedures like cleanings and oral exams, which can be up to $300 per calendar year.

Careington Maximum Care Plus Dental PPO Network

  • This is a super convenient and flexible dental insurance plan that offers the following benefits:
  • A national network that has thousands of dental providers
  • No deductible for in-network preventive services
  • Cost savings compared to out-of-network providers

Anthem

Most plans at Anthem dental insurance in Nevada cover preventive care like exams, regular cleanings, and X-rays. They further also cover procedures such as crowns, fillings, and root canals

The cost of insurance plans and policies offered by Anthem basically depends on several factors, such as the type of coverage you need, your cost savings estimate, the number of people that need coverage, and many others.

MetLife

MetLife dental insurance Nevada is yet another amazing dental care provider in this state with an aim to not only keep your smile healthy but also your bank account!

PPO Plans

  • An expansive network of dental providers
  • Preventive care is usually covered 100% in-network
  • More savings when you stay in-network
  • No paperwork

HMO/Managed Care Plan

  • Hundreds of services offered at reasonable costs that are lower than expected dental fees
  • No deductibles to meet
  • A large network of dental providers to choose from

MetLife Take Along Dental

  • 36% of lower network fees than typical service costs
  • Complete coverage for hundreds of dental procedures and services
  • Freedom to choose your dentist

Federal Dental Plan (FEDVIP)

  • More savings
  • More coverage

Dental Insurance for Veterans

  • Orthodontia coverage for children till age 19
  • No annual deductible for in-network
  • $3000/$35001 annual plan maximum per person

 

 

We hope this detailed guide on dental insurance in Nevada helps you make the right decision for yourself and your family. After all, we all need good, quality, and affordable dental care!

Pros & Cons

The Pros

The Cons

Final Verdict

FAQs

What kinds of dental insurance are available in Nevada?

There are many different kinds of dental insurance plans available in Nevada with varying types of coverage, but it all depends on the type of insurance plan or policy that you choose.

What is the best dental insurance with no waiting period in Nevada?

You will find a number of dental insurance providers and companies in Nevada, some that have no waiting periods at all.

Are there any significant discounts?

Yes, some providers and companies do offer great discounts that do help people save a great amount of money.

Again, it depends on the kind of insurance plan you choose at the end of the day.