Question 1

Does travel insurance cover pandemics?

Accepted Answer

Usually, travel insurance sees the pandemics and epidemics as a foreseen or known event, such as a tornado, let&#8217;s say. Therefore, insurance will not cover you if you buy a policy after the World Health Organisation declares a pandemic. This is the same as traveling right in the eye of the tornado and asking for insurance. However, several types of insurance can help you cover your expenses, and we’ve listed them in this article.

Question 2

What travel insurance covers coronavirus?

Accepted Answer

Please be aware that the coverages below can cover you only if purchased as a part of your policy packages.  Trip interruption coverage can cover your non-refundable or prepaid expenses, as well as additional costs incurred to return you home.  Trip delay can cover your extra fees for the hotel, meals, and transportation if you’re required to quarantine. Medical Expense and Emergency Medical Evacuation can cover your medical expenses if you get treated for coronavirus.

Question 3

What does travel insurance cover for COVID-19?

Accepted Answer

It depends from policy to policy package, but usually, it covers the costs of: Medical expenses Tests Quarantine (hotel stay and meals) Trip interruption expenses

Question 4

Will my health plan cover me if I get COVID while traveling abroad?

Accepted Answer

A health plan will definitely cover you in your country. Regarding coverage abroad, you should check directly with your insurance provider because it depends on your policy.

Question 5

If I cancel my trip, will a travel insurance claim cover my costs?

Accepted Answer

If you have Trip Cancellation or Cancel For Any Reason coverage, worry not. Just remember that you need to cancel the trip two days in advance. The coverage amount will depend on your policy and can reach up to 75%. If you don&#8217;t have either of these coverages, the policy might not cover your expenses.

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