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Berkshire Hathaway Travel Insurance Review

Last modified: Sep 29, 2022

Overall Raiting: 8
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Financial Strength: A++
BBB Rating: A+
Coverages: 5/5
Discounts: No discounts available
Support: Via email and phone
User Ratings: Good user ratings
Pricing: Competitive pricing
Availability: All states

As the name suggests, Berkshire Hathaway Travel Protection (BHTP) is a travel insurance provider that is comparatively different from others in the market. Its proactive claims processing is not only revolutionary in the marketplace but it also works to make its services and products better for travelers. The company offers a suite of products related to travel insurance with exceptional features such as rapid claims processing and much more.

About Berkshire Hathaway

Berkshire Hathaway Travel Insurance reviews claim that the organization offers travelers faster claims than anywhere else and comprehensive travel coverage options that fit their ever-moving lifestyle perfectly. The innovative claim platform that Berkshire Hathaway Travel Protection provides, allows travelers to initiate a claim by simply using a picture from their phones. The company is a subsidiary of Berkshire Hathaway Specialty Insurance. Berkshire Hathaway Global Insurance Services, LLC is the licensed producer of Berkshire Hathaway Specialty Concierge, LLC. Both companies use Berkshire Hathaway Travel Protection as their marketing name. 

BHTP specializes in providing a wide range of travel insurance products for both international and domestic travelers. It offers medical evacuation, lost document assistance, and reimbursements for flight cancelations and delays, among many more protection facilities. Whether you are looking for Berkshire Hathaway contact information or an extensive guide to everything that the company has to offer, we have got you covered!

How We Reviewed

In order to come up with authentic and detailed life insurance reviews, we conducted extensive research and carried out the necessary comparisons along with following these steps:

So, if you are looking for an accurate Berkshire Hathaway rating, we have got you covered!

Where Is It Available

Berkshire Hathaway headquarters is in Stevens Point, Wisconsin. This North America-based travel insurance provider company is licensed in all 50 states.

Berkshire Hathaway Travel Insurance Review

Berkshire Hathaway Travel Insurance Plans

Berkshire Hathaway Travel Insurance offers the following comprehensive travel insurance plans:

Berkshire Hathaway Travel Protection ExactCare Policy

Along with trip cancelation and travel interruption insurance, the ExactCare plan includes coverage for missed connections, delayed or lost baggage, emergency evacuation, medical expenses, and travel delay.  24/7 assistance is available worldwide to help travelers with lost luggage tracking, assistance with replacing lost travel documents, emergency or last minute travel arrangements, emergency medical assistance, emergency cash transfer, and much more. This plan also features family-friendly pricing along with Cancel for Any Reason travel insurance.

Berkshire Hathaway Travel Protection ExactCare Value

The ExactCare Value plan includes travel interruption and trip cancelation insurance. It also offers delayed lost luggage compensation, emergency money for evacuation with the repatriation of remains, and coverage for medical expenses. The worldwide 24/7/365 assistance of the plan includes emergency medical assistance, emergency cash transfer, lost baggage search, assistance with replacing lost travel documents, emergency or last-minute travel arrangements, and much more.

Berkshire Hathaway Travel Insurance Luxury Plan

The LuxuryCare plan offered at BHTP includes the highest coverage limits for the more costly vacations, such as trips that cost upwards of 100,000 dollars per insurance, 100,000 dollars in medical expense coverage, and up to one million dollars in medical evacuation. This plan also includes the comprehensive, bundled insurance coverage found in traditional plans like baggage delay, lost baggage, missed connections, travel delay, worldwide emergency travel assistance, and trip interruption.

Berkshire Hathaway Travel Insurance ExactCare Lite Plan

The ExactCare Lite plan is ideal for a road trip as it includes coverage for trip interruption and cancelation to cover expenses that are non-refundable such as hotels, event deposits, or attractions. This plan also includes the Berkshire Hathaway medical insurance and medical evacuation coverage to protect travelers against out-of-network, out-of-pocket, and unexpected medical expenses during a road trip.

Following is a summary of what all the Berkshire Hathaway Travel Protection plans include:

Berkshire Hathaway Travel Insurance Pricing

To know about Berkshire Hathaway Travel Insurance quotes and pricing, all you need to do is visit their website, enter the details of your trip into their quote form, select an insurance coverage plan from several recommended plan options and make your purchase. You will be covered! When it comes to finding Berkshire Hathaway pricing, the process is simple, straightforward, and speedy. To start your easy quote process, visit https://www.bhtp.com/v2/quote/destination now!

Berkshire Hathaway Travel Insurance Discounts

Berkshire Hathaway Travel Insurance isn't offering any discounts at the moment.

Customer Satisfaction and Financial Strength Review

The Berkshire Hathaway BBB rating is A+. The company has received 4 out of 5 stars in terms of its price and reputation. The online reviews of Berkshire Hathaway Travel Protection are overwhelmingly positive. A lot of customers praise the ease of filing claims with the company and receiving coverage for various situations including medical emergencies.

When it comes to evaluating the Berkshire Hathaway complaints ratio, the organization is accredited by the Better Business Bureau and known to have no complaints filed on the site.

The Berkshire Hathaway AM Best rating is A++. The insurance provider company has received 4.5 out of 5 stars in terms of its financial strength. Underwritten by the Berkshire Hathaway Specialty Insurance Company, BHTP can fulfill its obligations of providing high-quality services and responding to claims in an efficient and timely manner.

Customer Support

According to Berkshire Hathaway Customer reviews, the company has 4.3/5 stars for all the extra benefits it offers. BHTP offers round-the-clock assistance through its easy-to-navigate mobile application and by phone. Consumers can use the app to open claims and also upload any required documentation.

Berkshire Hathaway Customer Support Information

Customer Services

Along with customized plans, Berkshire Hathaway customer services are also praiseworthy. Policyholders get to benefit from a wide array of services including help with restaurant reservations, telephone-interpreter services, and much more. These services may especially come in handy for Berkshire Hathaway Travel Protection clients who don't speak the language of their destination country.

The services include:

Travel Assistant Services

Emergency Medical Assistance Services

Concierge Assistant Services

Ease of Buying and Claims Handling

When you purchase a travel insurance plan from Berkshire Hathaway Travel Protection, you cover your trip with a coverage plan that you can completely rely on. Once you start the process, you will see the commitment that the company shows to its customers. 

Travelers who purchase plans at BHTP can see that the organization uses optimized, effective communication methods. They remain in contact with the customers through online chat, social media, text, phone calls, or even email, allowing you to stay at ease.

BHTP is known for working hard to streamline its claim-filing processes to reimburse its esteemed travelers with the best service possible. With a snap of an image, you can launch Berkshire Hathaway Travel Insurance claims (for instance a claim for a stolen or lost bag) using your mobile device. Once Berkshire Hathaway Travel Protection approves your claim, you won't be waiting much longer for reimbursement. You can even get the money deposited directly into your bank account. You don’t have to wait for a paper check that you are required to endorse and deposit into your account; as you can simply enjoy the easy buying process the company offers! With the autopay system at BHTP, you can receive your money quickly and get back to your trip faster.

BHTP is an excellent choice for travelers due to the comprehensive benefits it offers including optional coverage and upgrades. For instance, if a customer buys a travel insurance plan within 15 days of their initial trip payment, they will most likely be eligible to enjoy the following additional benefits:

If you are still unsure about buying a plan at BHTP, you can try the 15-Day Free Look that BHTP offers with every plan. Customers have 15 days to decide if their purchased insurance plan is right for them and their trip.

Berkshire Hathaway Travel Insurance - File a Claim

As mentioned above, filing a claim with Berkshire Hathaway Travel Insurance is easy. You can use the following information to get started with the process:

Inside USA 844-411-2487 (toll-free)

Outside USA 715-303-6333 (collect call)

Berkshire Hathaway Travel Protection

P.O. Box 2986

Clinton, Iowa 52733-2986

Comparison with Competitors

When it comes to comparisons with competitors, for instance, Allianz Global Assistance vs. Berkshire Hathaway, the results are not extremely straightforward. Both insurance providers have the same rating. The highest scoring plan at Allianz Global Assistance is the oneTrip Premier plan and at BHTP it is the ExactCare plan. Companies like AIG Travel Guard and John Hancock Insurance Agency have a much higher rating with the highest scoring plans known as Deluxe and Gold respectively.


  • Competitive Pricing
  • Customizable Plans
  • Free Coverage for Children
  • No Annual Plans Available
  • Insufficient Pre-Existing Conditions Coverage
  • Basic Plan's Coverage is Unsatisfactory

With the security and strength of Berkshire Hathaway Travel Protection, customers get to protect their travel investment. Here are some major advantages that you receive when you purchase a plan at Berkshire Hathaway Travel Protection:

A Wide Range of Insurance Products - The company offers a wide array of comprehensive travel insurance products for both international and domestic travelers.

Multiple Coverage Levels - With several levels of coverage available at Berkshire Hathaway Travel Protection, consumers can easily select the insurance policy that fits their travel plans and budget best.

Additional Concierge Services - Concierge services are an added bonus for consumers. These services make BHTP an attractive choice for travel enthusiasts looking for travel insurance.

Automatic Reimbursements - BHTP offers automatic reimbursements to customers for flight cancelations and delays along with lost document assistance, medical evacuation, and many other benefits.

Easy Claims Handling - Policyholders at Berkshire Hathaway Travel Protection can file claims using the BHTP application on their mobile devices.


Is travel insurance different from health insurance?

While travel insurance is specially designed for holidaymakers to cover emergency medical treatment, loss of personal belongings, and cancelations, health insurance is designed to cover the continuing treatment of chronic health conditions abroad and inpatient checkups.

Can I get ExactCare even if I'm not going on an organized tour?

Yes. ExactCare also covers trips that are not part of an organized tour.

If my travel insurance claim is approved, how will I be paid?

Approved travel insurance claims are paid to an account of choice. BHTP Burst payment options are payment by EFT, PayPal, or check.

How can I modify an existing policy?

To modify an existing travel insurance policy at BHTP, you can simply log in to the website or call BHTP at 844-411-2487. Claim and policy service hours are 7:00 AM - 7:00 PM CT Monday-Friday. However, no modifications are allowed after 11:59 PM on the day you are scheduled to depart.

How do I file a claim on the website?

To file a claim, log in to your account on the official BHTP website or app with the email you indicated on your travel insurance policy. Simply click "Create A Claim" and follow the prompts to begin the process.

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