Good2Go Auto Insurance Review 2022

Last modified: August 21, 2021
  • Claims 8
  • Buying 7
  • Transparency 7
  • Coverage Variety 7.5
  • Claims 7.5
  • Financial Strength C+ (AM Best Rating)
  • BBB Rating A-
  • Coverages Basic
  • Discounts 4/5
  • Flexibility No policy customization
  • Support 24/7 roadside assistance, Email, Phone
  • User Ratings TrustPilot 3.4 stars
  • Availability 44 states
  • Pricing Affordable

In this article, you will find detailed Good2Go auto insurance reviews, information, pricing, and coverage options. Are we good to go?

About the Company 

If you are overwhelmed by the varied Good2Go auto insurance reviews and want to have a clear idea about their services, this article is for you. 

Good2Go Insurance, Inc. is a well-established company that has an unusual operating structure. It sells policies through its member companies and external partners. 

The company is licensed to sell policies in all states except Rhode Island, Massachusetts, Kansas, Montana, and Alaska ( If you need affordable car insurance in Alaska you can find top providers here). 

Since the company sells policies through partners, you can’t be sure which company you’re getting the quote from until you’ve entered your personal details.   

Most of the policies are sold through the following seven insurance providers: 

  1. Omni Insurance    
  2. Personal Service Insurance   
  3. Apollo Casualty    
  4. Omni Indemnity   
  5. American Independent Insurance
  6. Bankers Independent Insurance
  7. Delphi Casualty

In addition to these mentioned above, Good2Go sells policies through partners that specialize in covering high-risk drivers. 

Here is the list of those partners: 

  1. Dairyland
  2. Infinity – a Kemper Company
  3. Bristol West
  4. The General
  5. Progressive
  6. Plymouth Rock

In this article, you will find a detailed Good2Go car insurance review.     

How We Reviewed

We analyzed the different features and insurance plans the company offers. We also compared Good2Go insurance quotes with its competitors to determine how affordable are the company’s services. 

The review of Good2Go insurance rating allowed us to create an opinion about the company’s financial stability.  

Where Is It Available? 

The company offers policies in most states. The states that are not served by Good2Go are Rhode Island, Massachusetts, Kansas, Montana, and Alaska.  

Types of Insurance Coverage

There is an impressive list of Good2Go insurance coverage options. Some of them are listed below: 

Liability Coverage: This insurance option covers the cost of damage inflicted by the driver to other people and their belongings. Good2Go liability coverage protects you when you’re responsible for accidents.   

Roadside Assistance: If you’re stranded on the road, you will need roadside assistance to get your car towed to an auto repair shop. With this feature, the company provides coverage for towing. 

Collision and Comprehensive Coverage: The insurance pays for the damage to your car in an accident caused by you. 

It pays for damage caused by you crashing your car into objects such as a pole or fence. This coverage also pays for damage to the car caused by someone else. 

In addition, the coverage option pays for the value of the car if it’s stolen or not recovered. 

It pays for the damage caused by weather such as hail storms or tornadoes, floods, falling objects, riots and civil disturbances, explosions, fire, or crashes with an animal.  

High-Risk Auto Insurance: There are certain drivers that are considered risky to insure. 

Good2Go auto insurance is available to the groups of high-risk drivers named below: 

  • Drivers with a suspended license
  • Drivers with a history of traffic violations or accidents 
  • Individuals with poor credit history 
  • Drivers convicted of DUIs/DWIs
  • Young or elderly drivers 
  • Residents of high-risk areas

Insurance Offers and Discounts 

Have a look at some of the best Good2Go insurance benefits that help you save money on your insurance policies. 

You will be entitled to enjoy Good2Go auto insurance discounts for:  

  • Owning your home           
  • Driving a car with safety features like airbags 
  • Using a mobile app or device that blocks text messages when you’re driving 
  • Renewing your policy    
  • Paying your premium in full upfront     
  • Not owning a vehicle (Coverage of a rented or borrowed vehicle)
  • Driving a car with a built-in anti-theft system     
  • Avoiding accidents and traffic violations    
  • Having been insured at least six months in a row with your previous insurer    

Pricing Review       

Good2Go pricing review suggests that the company has affordable rates as compared to its competitors. 

In the table below, we have listed Good2Go car insurance rates:   

Driver Profile Progressive Omni Infinity
19-year-old male $2,030 $2,130 $2,086
A 30-year-old female (with accident) $1,784 $1,158 $1,382
65-year-old couple $724 $1,120 $882


Customer Satisfaction and Good2Go Financial Strength Ratings


If Good2Go auto insurance customer reviews are anything to go by, the company performs below average. It has received more than the expected number of complaints. 

In addition, S&P Global Ratings has discontinued giving ratings to the company after the S&P Global Market Intelligence revealed some alarming facts. The regulatory filings give evidence that the companies working under the Good2Go brand have been found guilty of several violations. 

The existing Good2Go insurance rating with regard to financial strength is not impressive either. 

It received a C+ rating from AM Best. 

Platform Rating 
TrustPilot 3.4 stars
BBB A-  


Customer Support 

In contrast with the low financial rating, Good2Go user ratings for customer satisfaction management are very high. 

Good2Go insurance phone number is available  24/7. The service is well-arranged and there is no need to wait on hold to reach an agent with your inquiry.     

Ease of Use and Policy Customization 

Managing your policy with Good2Go is very straightforward. You can get Good2Go car insurance quotes for the particular coverage options online. 

In case you have to make any changes to your policy, you can easily do so. For assistance, you can either call or write an email. The agents will get in touch with you shortly.  

However, one of the drawbacks of the insurance provider is that it doesn’t have a mobile app. 

Comparison With Competitors

There are a large number of companies that operate under the Good2Go brand. In this section, we will have a look at how Good2Go performs in comparison to other industry leaders. 

Liberty Mutual 

Liberty Mutual is a credible name in the insurance industry. It is ranked 75th in the list of the Fortune 100 companies. 

The company has impressive discounts for its policyholders, but the company’s insurance plans are quite expensive. 

On the other hand,  average good2go insurance cost is within reason.   

Whereas when it comes to financial stability, Good2Go stands no comparison with the financially powerful Liberty Mutual.  


GEICO auto insurance provides low rates. It gives impressive discounts to its policyholders. 

GEICO  has good financial standing in comparison with Good2Go. 

One of the advantages of Good2Go auto insurance company is that it has better rates for high-risk drivers.  

Claims Handling 

The Good2Go car insurance claims reviews indicate that the company made it easy for customers to file a claim. 

You can report the claim 24/7. The operating hours are between 8:00 a.m. and 7:20 p.m. 

You can also make the call to the company’s automated phone system and give information. Then, a claims representative will review your complaint and take the necessary actions. 

Another way to file a claim is by writing an email. The email address of the company is given on their official website. 

Or, you can log in to your account and file a claim online. Once you have submitted your claim, the representative will contact you within 1 business day.         

Pros & Cons

The Pros

  • Lots of discounts
  • Can get an SR-22 if needed
  • Low rate

The Cons

  • Average financial stability
  • History of penalties from state authorities
  • Far more than the expected number of complaints

Final Verdict

Is Good2Go a Good Car Insurance Company?

Good2Go is an insurance company that offers competitive rates. Good2Go quotes show that it is a good choice for high-risk drivers and for people who may require SR-22 insurance.
This low-cost company, however, doesn’t have great financial stability. The BBB gave the company a rating of A-. Whereas, agencies such as AM Best and S&P don’t rate the company at all.


Who owns Good2Go?

Good2Go is a privately held company. It is owned by Inverness Management LLC, which is a privately held investment firm that provides equity for leveraged acquisitions.     

What are the company’s installment options?

Many Good2Go auto insurance reviews agree that the company has good payment options. 

The 3 payment options are these:   

First, you can opt for an annual payment schedule.  

Second, you can opt for quarterly payments and pay an installment every 3 months. 

Third, pay the annual premium throughout the year. First, you will be asked to pay your down payment, after which you will pay in monthly installment. 

How do I get instant proof of my insurance?

You can quickly get your proof of insurance via email or fax once you’ve accepted the quote from the company.