Detailed Jerry Insurance Review 2022 2022

Last modified: April 13, 2022
  • Financial Strength Not rated on AM best
  • BBB Rating Not rated on BBB
  • Coverages 5/5
  • Discounts no discounts
  • User Ratings User ratings on Reddit are positive
  • Availability all states

If you have been looking for a Jerry Insurance review, you have probably come across a few of them online. Of course, that is not to say that you can trust them all. However, we offer a completely impartial and fair review of Jerry Insurance here. 

With the information laid out here, you’ll find out what the company is all about, what it can offer you, and what drawbacks there might be to its service.

After reading this article, you’ll know how to find the best auto insurance rates. That might prove to be incredibly lucrative and useful, and it is certainly worth having by your side. So, read on.

Methodology

Our methodology for Jerry Insurance Agency LLC is as it would be for any other company — we focus primarily on financial strength. We want to know that the companies we are reviewing are likely to be suitable options for those looking for auto insurance rates.

With all that in mind, let’s now look at Jerry Insurance in detail, so you can decide whether it’s the right choice for you.

About Jerry Insurance

It wouldn’t be a Jerry car insurance review without a basic outline of just what the company is all about — where it comes from, what the ethos is, etc. So let’s look at the essential facts you need to know about Jerry Insurance and its services.

Jerry Insurance is a company that provides a comparison service. You can compare the quotes from the top 50+ insurers using a user-friendly app. The company primarily operates within the car insurance industry, although you can also get home insurance rates. 

Jerry Insurance is owned by many different investors, primarily companies in the finance sector and a lot of different individuals. It is run and operated by Art Agrawal, its co-founder, with John Spottiswood as a Chief Operating Officer.

Many insurers only operate within certain states, so it’s always best to check for availability before applying to use their services. However, with Jerry Insurance, you don’t have to worry about this: it generates quotes in all 50 states within the United States.

Jerry Insurance is a publicly-traded company, which means that its stocks and shares are available on the open market. That is often good news for the consumer, for the simple fact that it means the company is responsible for delivering a good service and providing a great response to people’s needs.

Jerry Coverage Options

Jerry provides drivers with mandatory and optional coverages, including:

  • Comprehensive and collision
  • New car replacement
  • Uninsured and underinsured motorist
  • Liability
  • Gap
  • MedPay
  • Rideshare
  • Sound system
  • Classic car
  • Rental reimbursement
  • Towing and labor costs

Important Jerry’s Features

Before using Jerry’s services, you should be aware of a few essential features. 

The Jerry platform is completely free of charge, as it is merely a comparison app, so there are no charges or hidden costs. Of course, you will ultimately pay for your insurance once you have it in place.

Also, Jerry does not mark up the price for any of their policies from the companies they represent — so what you see is what you get.

How to Get a Quote on Jerry’s Website

As we have said, getting a quote on Jerry’s website or via the app is very simple. All you need to do is go to the website and sign up. This part of the process normally takes no more than 45 seconds, and it’s mostly about collecting personal information, which will then be used to generate your quotes. In addition, Jerry will provide you with new quotes before every renewal. In this respect, it acts as a kind of personal insurance broker.

Jerry Customer Service

But we all know that it’s much more than just the process itself — there is also the fact of customer service, and you might be wondering whether Jerry has a decent customer service team. 

Jerry’s customer service is reachable through email or by phone, and there is also a fairly extensive About and FAQ section on their website that you might want to look into.

When it comes to filing a claim with Jerry’s, this is something that you won’t actually be doing through Jerry itself because it’s only a comparison site. As such, you would claim through the insurance company that you end up going with. For this reason, the amount of time you will have to wait for the claim to be approved and processed will also vary hugely, depending on which insurance provider you choose.

But at the end of it all, when your renewal is up, you can be sure that Jerry will be there to help you get the best quotes for the next year.

Jerry Customer Satisfaction

One of the surest ways to know whether you are getting the best deal and whether a company is worth it is to check out customer reviews. 

So, are Jerry’s customers satisfied on the whole? Out of 16,400 verified customer reviews, Jerry has a rating of 4.7 on the Apple App Store, which is clearly very high. You can easily trust a company that has a rating like that. Many of its customers claim that they saved a huge amount of money by using Jerry, so the chances are high that you would too. 

Jerry doesn’t have a rating on AM Best or BBB. However, customers writing on Reddit generally seem pleased with the service. There don’t seem to be many complaints with Jerry in general. 

Jerry vs. Competitors

Another way to see how good an insurance company is is by comparing it to its primary competitors. One of Jerry’s main competitors is Insurify, a company that offers a similar service. So, how do the two stack up, and which might prove to be the best overall?

In truth, it can be hard to compare them because they are both comparison services that actually list one another on their pages. As such, it’s not the same level of competition you might expect from two insurance companies. However, there are some important distinctions to be made here nonetheless.

Jerry, on the whole, seems to offer a simpler and faster service, but the cost of that is its automation, which is not the case with Insurify. So, depending on whether you prefer a speedy service or dealing with people, you’ll make your choice. Overall, these two companies are valuable in their own ways, but most would agree that Jerry probably comes out on top.

Pros & Cons

The Pros

  • Free to use: You can use the app absolutely for free.
  • User-friendly app and easy sign-up process: You won’t have any difficulties navigating through Jerry’s interface. The sign-up process takes approximately 45 seconds.
  • Repeated quote checks: Every few months, Jerry will search for new rates so that you can replace your insurance with the cheaper one.

The Cons

  • Automated interactions: Some customers prefer dealing with people during the sign-up process.
  • Limited insurance options. Currently, Jerry doesn’t offer insurance. However, there is a chance that Jerry might start providing a business or life insurance in the future.
  • No BBB accreditation available: If BBB accreditation matters to you, Jerry won’t be an option.

Final Verdict

Is Jerry a Good Company?

Throughout this Jerry Insurance review, we have seen that the platform has many pluses and downsides and that it might not be the number one choice in all circumstances. However, on the whole, Jerry seems to be a very trusted company that many people are happy with, and for that reason, you might want to consider using it yourself. 

Plus, you don’t have much to lose because it’s free.