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Trustage Auto Insurance Review

Last modified: Sep 29, 2022

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Overall Raiting: 9.2
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Financial Strength: A+
BBB Rating: A+
Coverages: 5/5
Flexibility: Policy customization possible
Discounts: 5/5
Support: 24/7 roadside assistance, Email, Phone
Pricing: Affordable for Credit Union members
User Ratings: TrustPilot 4.8 stars

Trustage insurance, owned by CUNA mutual holding company is primarily a life insurance company. They don’t sell auto insurance directly. Instead, they provides car insurance through two insurance providers – Liberty Mutual and Esurance.

Trustage offers significant discounts it has on auto insurance for credit union members. 

Want to know more about this auto insurance company?

This detailed Trustage auto insurance review will shed some light on coverage options, pricing, user rating, and more.

How we Reviewed

Here is what we did to review the cost and contents of Trustage insurance rating:

Where is it Available

Trustage auto insurance is available in all states of the United States and has its headquarters in Madison, Wisconsin. You can easily find Trustage associated insurance companies licensed agents by calling 1-855-309-0943.

Types of Insurance Covered and Missing Coverages

Trustage offers auto insurance through Liberty mutual car insurance and Esurance coverage for various types of insurance, including the following:

Aside from these basic coverage options, the Truststage also offers the following optional coverages:

With Esurance:

With Liberty Mutual:

Pricing Review

Let’s have a look at Trustage car pricing review

The average national representative rate of Trustage car insurance is $2,600. Of course, the total cost varies by location and by various factors, including your age, driving record, and more. These are liberty mutual quotes for auto coverage. 

The average annual rate for:

The average rate for drivers as per the credit score is as follows:

Insurance Offers or Extras

Aside from the coverages mentioned above, there are plenty of offers and discounts offered by the company. Trustage auto insurance discounts are as follows: 

These discounts might vary, and some might not be available in all states. 

Customer Satisfaction and Financial Strength

Trustage auto insurance customer satisfaction rating is good.

It has received an outstanding ranking on TrustPilot, and scored an impressive A+ on BBB rating. However, the company’s ranking on Consumer Affairs is lower than average. 

Trustage AM Best rating is A+, and its S&P Rating is A, which indicates that the financial strength of the company is strong. 

Platform Rating
TrustPilot 4.8 stars
Consumer Affairs 1.2 stars
BBB A+

 

Customer Support

Trustage auto insurance customer service can easily be reached through its helpline, contact form online, and you can even opt for the option of requesting a call. 

Ease of Buying and Claims Handling

The ease of applying and buying the insurance policy through Trustage is effortless. However, Trustage claims submission may not be that easy since you would be filing the claim through Liberty Mutual or CUNA mutual group. You can file a claim by phone, online, or using the mobile app. 

Trustage doesn’t handle claims or administer policies. Once the claim has been filed and documents have been received, the representative will offer a settlement within three to four business days. 

Comparison with Competitors

Here is a comparison between the Trustage car insurance and a few of its competitors:

State Farm Auto Insurance

State Farm is one of the leading car insurance providers in the country and offers better rates and discounts than Trustage. 

However, if you have a bad credit score, then Trustage would be a better option for you. Those with a good credit score should opt for State Farm. If your driving record includes a DUI, reckless driving violation, ticket, or an at-fault accident, then Trustage insurance is a good option for you as well. 

Allstate Auto Insurance

Allstate is known for its affordable rates and comprehensive policies and discounts.

If you have a bad credit score, then Allstate is a better option. You will also get slightly better rates with Allstate if you have a good or exceptional credit score.

For individuals with a driving record that includes a DUI, reckless driving violation, ticket, or an at-fault accident, Turstage car insurance is a better choice.  

Geico Auto Insurance

Geico is known as the most affordable auto insurance providers in the country. Geico also offers excellent discounts for its customers to make the insurance more inexpensive for them. For both poor and exceptional credit scores, Geico is a better choice than Trustage. It also offers more affordable rates for drivers with a bad record. 

Conclusion

Pros
  • Unique coverage options
  • Discounts for credit union members
  • Multiple means of filing claims
Cons
  • Not a direct auto insurance provider
  • Fewer discounts
  • Limited policy options

Trustage auto insurance is suitable for individuals who are credit union members and are looking for affordable premiums. 

It is not suitable for you if you are not a credit union member, or if you are looking for comprehensive discounts and perks. 

FAQ

Is TruStage the same as Liberty Mutual?

TruStage provides car insurance by referring you to either Esurance or Liberty Mutual. Both companies have average rates for car insurance, but deals and coverage options are different depending on which one you choose.


Is TruStage a real insurance company?

TruStage is an insurance company that offers insurance for credit union members. They offer a wide variety of products, which include term, whole and guaranteed issue whole life insurance


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