Buyer’s guide for concealed carry insurance
Attorney Fees. CCW insurance coverage includes attorney fees, usually the most expensive aspect of defending your case. A typical defense might cost $400k, with attorney fees comprising around half of that sum. It’s crucial to review policy coverage if your case goes to trial.
The ability to pick your own attorney is another important factor you should consider. Not all lawyers will have the same experience in fighting your type of criminal or civil suit.
Bail Bond. You should always check for the price of bail bonds your insurer provides. Top firms offer high bail bond coverage designed to cover practically all bail amounts that jails or courts are likely to offer. The cost of covering a bail bond is usually around 10% of the overall amount using a bail bonds service.
State Coverage. Since insurance terms differ from state to state, the insurers may be unable to provide coverage in certain states due to local laws. Always read the fine print that comes with your policy.
Expert Resources. Lastly, you’ll want to check whether the insurance provider offers any educational resources like videos, newsletters, or magazines that may help you know your rights and the law in the event of a self-defense case.