Home > Money

Can You Use Debit Card To Get Money Order?

Last modified: Dec 01, 2022

Can you use a debit card to get money orders? This is a question that many people have, and the answer is yes, you can use a debit card to get money orders. However, there are some things you need to know before you do this. Keep on reading to find out what those things are!

What Is a Money Order?

A money order is a paper substitute for cash or personal checks you can send someone. Both you and the person you are sending the money order must sign it for it to be valid, which reduces theft.

It's a secure alternative to cash or a personal check since it follows a check structure, allowing you to cash it or deposit it in your bank account. You can also prepay for a money order at a location like a U.S. post office, Walmart, or Western Union. Keep in mind that many places have a limit of $1,000 per money order.

Can You Pay for Money Order With Debit Card

So you want to buy a money order with a debit card? This is possible, but it depends on the issuer. You'll need to check with your specific issuer to find out their policy. Generally speaking, you'll likely be able to use your debit card if it has the Visa or Mastercard logo.

From Where You Can Buy Money Order With a Debit Card

Domestic money orders range in price from less than $1 to approximately $5, depending on where you purchase them. For example, you'll receive a better price at Walmart, a convenience shop, or a supermarket, whereas you'll often spend more at a bank.

ProviderCost
WalmartUp to ¢88
Banks and Credit UnionsUsually around $5


U.S. Postal Service
Up to $500: $1.25 $501-$1000: $1.70
Military money orders: 45 cents
International (up to $700): $10.25

Money Store
The cost of a Western Union money order varies depending on the amount of money being sent, the location of the sender, and the location of the recipient.

How to Buy a Money Order With a Debit Card

You'll need to follow a few steps to buy a money order with your debit card.

  • You'll need cash or a debit card, the payee's name, and the amount to transfer. You may often pay with a credit card, but it will generally incur an additional cost.

  • You'll also need to fill in your name (and maybe your address) and sign the money order in addition to the payee's name. Make sure everything is correct because you won't be able to alter it after this point.

  • Make sure to keep the receipt. It will be a carbon copy of the money order or a paper slip containing the information entered.

  • Make sure to track your money order. You will get a receipt with a tracking number that you can use to see if the money order was delivered to the right person. If there are any problems, contact the place where you bought the money order for help.

And just like that, you've learned how to buy a money order with your debit card! Just remember to have the cash or card, the payee's name, and the amount ready and to track the money order after you've sent it off. Easy peasy!

Are Money Orders Safe?

Money orders are a secure payment option that may also be utilized fraudulently. To safeguard yourself, follow these steps:

  • It's only sometimes safe to exchange money orders with strangers if you can, ask to be paid electronically or through a different method.

  • Be careful of things that might be suspicious. This includes someone sending extra money back to someone they say overpaid, if something looks strange, like a document with no watermark, or if the amount is more than $1,000.

  • Make sure the money has arrived. If you cannot cash the money order at the place that issued it, call the issuer's official number to find out if it's real.

If something seems off, it's probably best not to proceed with the transaction – better safe than sorry!

Other Payment Options

If you're looking for an alternative to a money order, a few other options are available on the market. Venmo, PayPal, and Cash App are all popular choices that can be used to send and receive payments. However, each of these services has unique features, so be sure to do your research before choosing one.

Venmo is a popular payment app that allows users to send and receive money from friends and family. The app is free to use and offers a variety of features, such as adding a personal message to each transaction.

PayPal is another widely-used payment service that offers a variety of features, such as the ability to send invoices and request money from others. The service is free, but some fees are associated with certain transactions.

Cash App is a popular payment app that allows users to send and receive money from friends and family. The app is free to use and offers a variety of features, such as adding a personal message to each transaction.

Each of these services has unique features, so be sure to do your research before choosing one. However, if you're looking for an alternative to a money order, these are a few of the most popular choices on the market.

Bottom Line

You came here probably wondering, "Can I buy a money order with a debit card?" The answer is yes, you can. It's easy to do. Head to the post office or your local grocery store and pick up a money order. Then fill out the information on the form and hand it over to the cashier. They'll process your payment and give you your money order. So if you're in a hurry and don't have time to go through all that hassle, buying a money order with your debit card is the way to go.

FAQ

Can You Buy A Money Order With A Debit Card At Walmart?  

Yes. You can buy a money order at Walmart with a debit card.
When you purchase a money order at Walmart, you'll need to provide the following information: the name and address of the person or company to which you're sending the money order, the amount of the money order, and your payment method (debit card).
Walmart offers several types of money orders, including domestic and international ones. Domestic money orders are only in U.S. dollars, while international money orders are in U.S. dollars or foreign currency.

Can I Buy A Money Order With A Debit Card At CVS?   

Yes, you can buy a money order at CVS with a debit card. It's easy to do. All you need is a PIN-based debit card and the amount you want to obtain the money order for on the card. Alternatively, if you don't have a debit card or have enough money on it at the moment, you can pay with cash

Can You Buy A Money Order With A Debit Card At Kroger? 

Yes, you can. You may cash a check, earn cash back on a debit card, purchase a money order, pay your bills with Kroger Money Services, or receive or collect money at your local branch.

Do You Need an ID To Buy A Money Order?

It depends on the country where you are attempting to purchase a money order. In the United States, for example, you generally need to present some form of ID to buy a money order. This is usually in the form of a driver's license or a passport. However, there may be some situations where you can purchase a money order without an ID. For instance, the agent may not require an ID if you buy a small money order (under $200).

Can you use a debit card to get a money order?

Yes, you can use a debit card to get a money order. This can be a convenient way to pay for things if you need cash or a checkbook. However, be aware that there may be fees associated with this service, so check with your bank or the money order issuer first.

Policy Advice is a website devoted to helping everyday people make, save, and grow money. While our team is comprised of personal finance pros with various areas of expertise, nothing can replace professional financial, tax, or legal advice.

Policy Advice is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.Policy Advice is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com

Stay In Touch

Categories

About Website

© Copyright 2022 PolicyAdvice.net. All rights reserved.