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How To Withdraw Money From Venmo Without An ATM Card?

Last modified: Nov 26, 2022

As a Venmo user, you have probably asked yourself how to withdraw money from Venmo without an ATM card at least once—especially if you left your card at home or failed to order one.

The bad news is—you can’t use a cardless ATM with Venmo. However, you can always find some valid alternatives. So let’s take a closer look.

Because Venmo doesn’t have the required functions for cardless transactions, it’s impossible to withdraw cash without a physical card. But that doesn’t mean you can’t put your hands on it. So let’s see how in the following sections.

Can You Withdraw Money From Venmo Without a Card?

Whether you take money out from an ATM or at major banks and credit unions, you must have your debit card. So, if you’re still wondering how to withdraw money from Venmo without a card, you can work your way around it.

Some good alternatives include:

  • Using another account or card
  • Asking a friend to do it
  • Ordering a Venmo card
  • Using a global debit card

Use Another Account or Card

If you don’t own a Venmo card, have an alternative bank account, debit card, or credit card to use at the nearest ATM.

But first, you must link your bank account or card to the Venmo app to successfully execute an ATM withdrawal. Here’s how:

  • Go to your Venmo app settings.
  • Select “Add a bank or card.”
  • Choose “Bank” or “Card” and enter your information.
  • If you entered your bank account, don’t forget to validate it.

You can transfer your Venmo balance to your bank or card. The only downfall is that you’ll have to wait from one to three business days if you don’t want to pay any fees.

Ask a Friend To Do It for You

If you have enough balance and a smartphone, all you need is a friend with a Venmo card willing to withdraw the funds for you.

The process is relatively easy and immediate. Press “Pay” and enter your friend’s username, phone number, or email address to send them the sum they’ll withdraw for you. If you are in the exact location, scan their QR code in-app to finalize the step.

Order a Venmo Card

Don’t have an alternative bank account or a friend with a Venmo card? Unless you need emergency cash, your best option is to order your card. Here’s how to get started.

  • Open the Venmo app.
  • Go to the “Cards” tab and look for “Venmo Debit Card.”
  • Provide a valid ID, passport, driver’s license, or other identification documents.
  • Apply for the Venmo debit card.

Once your application is accepted, you’ll have to wait between five and seven business days to arrive. Besides coming to your residence in a relatively reasonable time, the Venmo card is entirely free and easy to use.

So, the next time you decide to cash out from an ATM, your card will be connected to your Venmo balance.

Use a Global Debit Card

Many individuals that don’t possess a Venmo card often opt for global debit cards like Monzo, N26, and Revolut.

Due to their highly competitive fees, these cards are ideal for those living abroad or avid travelers that frequently spend in a foreign currency. In addition, you’ll only be charged for network fees and exchange rate markups that may occur.

Related: Venmo Vs. PayPal Vs. Cash App [Best Cash Apps 2022]

Can You Use Venmo Without a Card?

In short, yes. You can pay rent, bills, groceries, and other necessities without looking up “Venmo ATM near me” locations.

As mentioned, through the application, you can get immediate cash by transferring the desired amount to a connected bank account, credit/debit card, or another Venmo account.

Bottom Line

If you want to know how to withdraw money from Venmo without an ATM card, remember that it’s impossible. But don’t worry.

From transferring money to another bank to ordering your Venmo card, you can select the alternative that most suits your needs. We recommend comparing time, speed, convenience, and costs before making any decision.


How do I get my money out of Venmo?

Here are two ways you can withdraw cash from your Venmo:

  • Instantly from your linked bank account or debit card.
  • Standard deposit to your linked bank or debit card via the ACH network. You won’t pay any fee in this case, but you must wait for one to three business days for your funds to arrive.

Can I transfer money from Venmo to a cash app?

Connecting your Venmo and a cash app to the same bank account is the most efficient way to transfer your desired sum from one application to the other. The reason behind it is pretty simple—Venmo and the cash app have direct access to the same account.

How do I use cardless ATM Venmo?

Don’t know how to withdraw money from Venmo without an ATM card? Unfortunately, Venmo will only allow its customers to cash out with a Venmo debit card. As of today, cardless withdrawal with Venmo is not available.

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